13 Best Cases of RWA Democratization

YieldBricks
5 min readFeb 1, 2024

The concept behind the YieldBricks protocol has been brewing for several years, stemming from the founders’ desire to invest in the most promising real estate properties. Their aim was to generate passive income from rentals and significant returns from property flipping. Despite their exceptional network of connections and access to promising opportunities, they soon realized that these opportunities were often inaccessible to the average person due to numerous barriers, only accessible for the elites.

The logical next step was to explore crowdfunding solutions and investment platforms to overcome the primary obstacles in real estate investment: the need for substantial capital, limited access to information and knowledge, and lack of transparency and liquidity in investments. However, they discovered that there were no satisfactory solutions available. In the best-case scenarios, investment funds mostly catered to accredited investors, necessitated significant initial investments, and lacked liquidity for extended periods. Furthermore, they offered limited transparency and flexibility.

Breaking Down Barriers, Building Opportunities for All

Given the team’s familiarity and experience with blockchain technology, leveraging its advantages became the obvious choice. With a thoughtful integration of blockchain technology, they outlined the initial idea and designed the key vision: to enable easy access to the most promising investment opportunities in the global real estate market for everyone, in the simplest and most user-friendly manner possible.

Since then, the team has been focused on simplified, accessible, and transparent investing for their target audience: retail and small private investors, particularly in the initial phase. This is where they differentiate themselves most significantly from their competitors. They believe that addressing the challenges faced by retail users is more urgent and solvable than catering to institutional involvement at this stage. However, they do have long-term plans to offer solutions for institutions.

Crafting a Innovative Approach to Real Estate Investment

Their approach is characterized by innovation and community orientation, built around numerous community incentives and an individualized go-to-market plan. Establishing the legal structure in a non-security environment posed a significant challenge. However, after considerable effort, sleepless nights, and substantial investments, they achieved 100% compliance in most jurisdictions, supported by official legal opinions and business assessments.

A Comprehensive Solution for Retail and Private Investors

During the bear market of the past two years, they analyzed related projects, refined their ideas, and developed a model focused on security, stability, and accessibility on a global scale. Over this period, they analyzed more than 80 projects and conducted numerous studies to curate the best options for their users.

They have outlined 13 key competitive advantages:

  1. Non-Security Legal Compliance: YieldBricks’ commitment to legal compliance ensures that retail and private investors can participate with confidence, regardless of their jurisdiction. Unlike many competitors employing a securities model and/or being limited to certain regions, YieldBricks is not bound by such constraints.
  2. Instant Yield (Pre-managed Assets): The portfolio of pre-managed assets generates instant returns, providing investors with a steady stream of passive income from day one. In contrast, most competitors engage in crowdfunding models with delayed profits or even offer off-the-plan options with significant risks.
  3. Legally Claimable IOUs: Assets owned by YieldBricks are legally protected under the jurisdiction of the UAE, offering investors unparalleled security. This diverges from many who utilize well-known SPV or DAO models within offshore jurisdictions.
  4. Documented (Off-Chain) Verification Process: Transparency is paramount at YieldBricks. Investors are provided with access to verified documentation, such as proof of ownership, audited tokenization processes, or lease contracts, ensuring complete transparency throughout the investment process.
  5. Affordable Entry Point ($50): YieldBricks believes that everyone should have the opportunity to invest in real estate. With a minimum investment of just $50, YieldBricks makes this vision a reality, allowing individuals to accept the associated risks. This sets YieldBricks apart from funds with less accessible minimum amounts.
  6. No Lockups Attached: Unlike traditional investment models that impose lockup periods, YieldBricks offers investors the flexibility to liquidate their assets at any time, ensuring that the principal is always secured, and users are not bound to their investments.
  7. Enhanced Liquidity (Instant Swap): The platform offers unmatched liquidity through swap protocols or secondary marketplace trading, providing investors with the flexibility they need to manage their investments effectively. YieldBricks has even integrated a feature called “Instant Swap,” allowing users to easily monetize their investment through a reserve fund or liquidity pool whenever needed.
  8. Proven Investment Thesis: The investment thesis is rooted in over 40 years of experience, specific expertise, and exceptional network access, ensuring investors can generate high-end yields in a secure and flexible manner. This distinguishes YieldBricks from competitors who may not manage or control their portfolio assets.
  9. Mass Adoption Ready: YieldBricks understands the importance of user experience in driving adoption. The platform is designed to be user-friendly, catering to both seasoned investors and newcomers alike. The commitment to delivering the most seamless process includes adding a fiat onramp solution, one-click wallet generation feature, and similar enhancements.
  10. Transparent Monitoring Dashboard: Transparency is key to building trust. The real-time dashboard allows investors to track and monitor their investments with ease, providing valuable insights into their portfolio performance — an added layer of transparency to build trust.
  11. Empowering Education (Community) Incentives: At YieldBricks, the belief in the power of education is strong. The educational platform empowers investors to make informed decisions and allows users to gain a comprehensive understanding of the investment thesis and engage with the community through various incentives, enabling them to leverage their involvement on a higher level.
  12. Secured and Automated Yield Distribution: The advanced smart contract technology ensures secure and automated distribution of yields, providing investors with the assurance that their investments are in safe hands and all funds are 100% backed by tangible real-world assets.
  13. Global & Flexible Portfolio: YieldBricks maintains a global portfolio, leveraging the team’s expertise to identify opportunities for growth and appreciation across diverse markets. The experienced team of experts ensures constant monitoring and risk assessments to secure and execute the best opportunities in the markets.

In this article, they have summarized the key advantages compared to most solutions on the market. Each advantage is more detailed, and they plan to publish additional sub-articles over the next 14 days for those interested in delving deeper into each topic. The team remains committed to seeking even better solutions and additions, inviting the community to follow their channels and engage in constructive debate:

Official Twitter / X Account
Telegram ( EN ) Channel
Telegram ( CIS ) Channel
Official LinkedIn Profile

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YieldBricks

Tokenized #RWA Yield Onchain. 🏦 Accessible & transparent global REAL ESTATE investments from just $50! Secure YOUR Yield! $YBR #onPolygon