YieldBricks Vaults: Your Gateway to RWA Yield - DeFi Edition

YieldBricks
5 min readNov 25, 2024

Introducing our flagship product, the YieldBricks Vaults, this cutting-edge approach to RWA yield fractionalization allows anyone to invest in yield-bearing assets, such as real estate seamlessly and generate stable & sustainable revenues through blockchain-powered solutions. Designed to be user-friendly and fully transparent, YieldBricks Vaults bring the global opportunities to your doorstep.

Imagine a world where real estate investing isn’t limited by borders, capital, access or investor status. YieldBricks is making this a reality by merging the transparency and innovation of DeFi with stability of RWA assets into a scalable protocol that enables anyone to invest in premium, yield-bearing properties with ease.

What Are YieldBricks Vaults?

YieldBricks Vaults are DeFi pools backed by real-world assets (RWAs), initially focused on most promising real estate properties. Each Vault operates through $50 units, called “YieldBricks Slots,” which represent fractional ownership of a tokenized asset (or its economic rights) and serve as the foundation of the innovative and robust DeFi lending/borrowing protocol.

Here’s are some quick facts:

  • Instant Yield & Debt-free Assets: All properties are pre-purchased and managed (rented out), generating revenue prior to being tokenized into YieldBricks Vaults — allowing participant to enjoy instant and risk free revenue stream.
  • Premium Global Portfolio: Each investment property need to pass a multi-level DD process after being sourced by our elite global sourcing team, that constructed a very specific investment thesis based on 40+ years of experience and over $1B AUM combined.
  • Accessible & Retail Friendly: For each new property added to the YieldBricks portfolio, YieldBricks Slots are pre-minted, valued at $50 each. These represent fractionalized shares (economic rights) of the property for taking part in rental revenue and potential appreciation on top of it.
  • Non-security Classification: Our lending protocol is legally wrapped for users to seamlessly expose (as lenders) to premium RWA yield with purchase of YieldBricks Slots in a few simple clicks, while a regulated entity YieldBricks Group manages the real estate portfolio with multiple safety measures for participants.
  • Smart Contract Efficiency: Revenue from rents and property sales is distributed to investors as interest payments through automated smart contracts, allowing safe and secured global exposure to deals, used to be available only to elite.
  • Innovative Solutions: While YieldBricks is extremely easy to use for anyone, many advanced solutions in the backend are in place to provide the users with maximum transparency and established vetting process for off-chain data/documentation as well.
  • Enhanced Liquidity: Multiple liquidity boosting features are integrated within a protocol to keep the the YieldBricks ecosystem fluid on all levels. Secondary marketplace will allow 24/7 trading of YieldBricks Slots, users can liquidate their positions through Instant Swap protocol at any time and obviously there are potential appreciation opportunities — coming with fair share model too.

YieldBricks Vaults: Key Stages

YieldBricks Vaults operate through six key stages, ensuring a seamless and transparent investment process:

Stage 1: User Onboarding

  • Visitors can freely explore the platform with unregistered access to general information.
  • Registration options include one-click email registration for Web2 users or wallet connection for Web3 users.
  • Integrated wallet generation will be available for added convenience.
  • KYC/AML processes powered by SumSub ensure compliance.
  • Access to the dashboard and rewarding BoostTiers model is based on custom liquid staking solution.

Stage 2: Property Onboarding & Tokenization

  • Real estate opportunities are sourced, assessed, and externally valued by seasoned experts.
  • Properties are pre-managed and rented to enable instant yield for newly opened Vaults.
  • Property records are audited and verified on-chain for full transparency.
  • Vault parameters are set, and Slots are minted, valued at $50 each no matter the property value.
  • Once finalized, the Vault becomes accessible to users with full access to comprehensive property data, including lease contracts, proof of ownership and other legal documents prior to any commitment.

Stage 4: Vault Participation

  • Users can invest directly or via secondary marketplace if YieldBricks Vault is already sold out.
  • Multiple currencies can be used, also supported with fiat on/off ramp solution.
  • Transactions include secure signing of legal documentation (loan agreement) and claim of a legally claimable IOU, backed by the property.
  • Instant yield is triggered immediatelly upon successful YieldBricks Slot acquisition and it also becomes tradeable within 24 hours.
  • Participants gain full access to dashboard for seamless monitoring and management of their YieldBricks Slots.

Stage 5: Yield Distribution and Portfolio Management

  • Advanced dashboards allow real-time monitoring of investments and yields.
  • Users can claim revenues manually or opt for automated distribution.
  • Semi-DAO voting enables participation in YieldBricks vault related decisions.
  • Educational tools and supportive features enhance the investment experience with multiple exciting sub-features.

Stage 6: Vault Exit or Closure

  • Flexible exit options include instant swap, secondary marketplace trading, or DAO-approved property sales.
  • Slot holders participate in voting (or proposing) for property sales, with 2/3 votes required for confirmation.
  • Upon closure, principal and appreciation are distributed among Slot holders in a fair share structure.

How to Use YieldBricks Vaults for Dummies

1. Visit the official YieldBricks platform and browse available real estate.

2. Review Vault-specific data, APYs, appreciation projections, and other key metrics.

3. Invest in a YieldBricks Vault by purchasing YieldBricks Slots for $50 each.

4. Track your rewards and Vault performance through the dashboard.

5. Claim monthly rental revenues directly to your wallet.

6. Participate in governance or swap Slots for liquidity as needed.

7. Enjoy your RWA yield and seamlessly build the wealth!

This is our opening introduction article to showcase the concept of YieldBricks Vaults and how we make real estate investment accessible, flexible, and rewarding. In the upcoming editions we will focus on several key areas as follows:

- Legal structure of YieldBricks Vaults
- Technical solutions of the ecosystem
- Investment thesis and DD process
- Actual use cases and user testimonials
- Frequently Asked Questions

Don`t miss on these and follow our channels today. Start your journey and be part of the future of real estate investment.

Visit YieldBricks Vaults and Explore it Now

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YieldBricks
YieldBricks

Written by YieldBricks

Tokenized #RWA Yield Onchain. 🏦 Accessible & transparent global REAL ESTATE investments from just $50! Secure YOUR Yield! $YBR

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